The Benefits of Animal Research, Testing, and Experimentation Essay

Animal rights are held entirely too high in regard. Many activist do not realize the benefits of testing on animals. They claim that it is "unethical" or "cruel" to perform experiments on such creatures. The truth is, the world as a whole has advanced tremendously in the past century due to animal experimentation. We are affected every day by at least one thing that has been influenced by animal testing. Many of the things we take for granted would not exist if it were not for experimenting with animals. The medicine that we need, the education that we receive, and the products that we use are just a few of the benefits that these animals bring to us. We should look at animals, not as poor defenseless creatures that are subject to cruel experiments, but as heroes that have improved almost every aspect of our life in todays society. In contrast, opponents to animal testing believe that animals have a right to live as a human being. The rights of animals are even claimed in the "Universal Declaration of the Rights of Animals" proposed by the International League of the Rights of Animals. There are also opposers who believe that it is wrong to hurt any living creature. People such as Michael Fox, a professor at Queen's University of Kingston Ontario, has based his theory of the unjustification of animal experimentation on "the principle of maleficence." This principle states that it is simply wrong to harm creatures that do not want to hurt you. The problem with this statement is that we value the life of an animal lower than a human life. Some experiments can only be done on animals. For example, we could not subject a human to a potential toxin or other harmful chemicals. Some other experiments measure life expectancy and would... ...ause the actual virus is introduced into the blood stream. However, in the end the death of the animal is justified by the lives of the humans it saves. There is always a price to pay for the benefit for mankind. We should care for all animals living on this planet. However, the sacrifice of animals for the benefit of mankind surpasses all doubt whether or not animal experimentation is ethical. They have helped us more than we can ever imagine. Thanks to animals, we have advanced in all areas of living. Our medical standards are higher and our education is better. Animal testing has made available more products and improved technology. Although from the animals' perspective it might seem harsh and inhumane, from the scientist's point of view, one can clearly see that these animals are heroes that have helped the human race survive and advance in our world today.

Michael Jackson: The King of Reinvention Essay -- Music Icon Idol Jack

Michael Jackson: The King of Reinvention If you look in your copy of Webster's English Dictionary under the I's, you will find the definition for the word 'icon.' An icon is simply an 'image or representation of one who is the object of great attention or devotion; an idol' (Webster's 90). Skipping a few words down, you can find that an idol is 'an image used as an object of worship' It takes much to be worshiped. Throughout time, America's pop-culture has been filled with icons of each generation, such as Babe Ruth or Elvis Presley. These icons represent a dream hidden within each of us ' the dream, though not easily achieved, is to become extraordinarily successful, no matter the circumstances of your origin. Oddly, as if icon status is not enough, Americans seem to have given each of the few individuals who are exceptionally successful nick-names, proclaiming their superiority over the rest of us, such as Ruth's 'Sultan of Swat,' or Presley's 'King of Rock.' As far as pop music goes, there is another individual who has b een worshiped in America for many years. With supreme talent and success, like all of the others icons, this person has been given a name of superiority above the rest. This person is Michael Jackson. Michael Jackson has become the icon we know him as today by achieving two accomplishments. He fulfilled the American Dream-to become successful in spite of his humble beginning-by way of his extraordinary talent. Secondly, he has stayed fresh for so many years, increasing his pop-icon status, by constantly reinventing himself. Only through these two achievements could he have become 'The King of Pop.' Michael Jackson first came on the scene years ago. He was the seventh of eight children, born in Gary, Indiana. Just like the rest of us, he came began humbly. Though an honest, humble beginning, here is where it changes. At the fresh age of five, Michael began a career in music as lead singer in the Motown band, Jackson 5. From the very beginning, Michael took on stardom. He was the icon that America was looking at. He was the voice they listened to. Before reaching the age of ten, Michael had begun to develop a name for himself in the eyes of America?s youth.   Ã‚  Ã‚  Ã‚  Ã‚  As a child, Michael Jackson was a performing musical prodigy. As front-?kid,? Michael could ?sing any song, with the passion of well trained performers? (Carrigan 1). At ... ...t the 80?s and 90?s. Michael Jackson has brought to each of us a story of our heart?s desire ? the American dream. Michael started off small, in a large family, but through great talent and constant reinvention has shaped himself into one of the greatest icons of American pop culture ? The King of Pop. Works Cited ?Biography on Michael Jackson.? All Michael Jackson. http://www.allmichaeljackson.com/biography.html. Carrigan, Michelle. J5 Influences The Jivy Jackson 5 Page. http://members.aol.com/mikeljaxn/jacksons/essay.htm. Daneault, Jacqueline. Personal Interview. 27 March 2004. "Icon." The New International Webster?s Dictionary and Thersaurus of the English Language. 3rd ed. Boston: Trident Press International. 2003 Langford, John. Telephone Interview. 25 March 2004. Lynch,Christopher. ?Ritual Transformation through Michael Jackson's Music Video.? Journal of Communication Inquiry Volume 25. 01 April 2001. 114-31. Martinec, Radan. ?Construction of Identity in Michael Jackson's Jam.? Social Semiotics. December 2000 Vol. 10, Issue 3. 313-17. Wohl, Alaxander. ?Charting the career of Michael Jackson.? Biography September 1997 Vol. 1, Issue 9 10-17.

Akeelah and the Bee ( Movie Analysis)

I. Tittle: Akeelah and the Bee II. Setting: Give the general place (for example; the country) and the general time (example; in what period of Akeelah’s life and student life) the story happens. Chensaw Middle School- At the start of the movie. Woodland Hires Middle School- The District Spelling Bee. Sripps National Quiz Bee- It’s in the National Spelling Bee III. Characters each incomplete sentence. 1. Akeelah Anderson- She’s the main character in the story and a good speller. She won the national spelling bee. 2. Dr. Joshua Larabee- He’s the trainer of Akeelah who help her win the contest. . Tanya Anderson- She’s the mother of Akeelah who does not support her at the first time. 4. Mr. Welch- He’s the principal in Chensaw Middle School. 5. Javier Mendez- He’s the first best friend of Akeelah in the Spelling Bee and he is also inlove with her. 6. Dylan Chui- He’s the first competitor of Akeelah. He was also the two years’ 2nd place in the Quiz Bee. 7. Kiana Anderson- She’s the elder sister of Akeelah. She saw the contestant cheating which helped Akeelah to qualify in the top 10. 8. Devon Anderson- He’s the brother of Akeelah and played as coach of Akeelah. 9.Terrence Anderson- He’s the younger brother of Akeelah. 10. Georgia- She’s the best friend of Akeelah. 11. Derrick T. – He’s the Hip Hop boy who help to coach Akeelah. 12. Mr. Chui- He’s the competitive father of Dylan. He always scold his son about winning. IV. Plot A. Exposition or Introduction- The part that Akeelah got the paper with the grade of 100% B. Development or Rising Action- When Akeelah started to join the Spelling Bees. C. Climax- It happened in the National Spelling Bee. D. Denouement or Falling Action- Akeelah and Dylan win the Spelling Bee. E. Ending-It’s where they go back to they’re place with trophy.V. Explain why the lessons in life that you learned from the mov ie about the following: A. Honesty- The moral uprightness or being being fair and truthful. B. Racial Discrimination- It is being full competitive about the fight or competition and you don’t know that your discriminating yourself or the people around you. C. Rapport and camaraderie among students- It’s being friendly to other or the mutual liking to your fellow students and a sense that they understand and shares each other’s concern and having close friendship. D. Self-Confidence- it is having confidence that you have this abilities and you can do that thing.

College Degree Essay

The quest for college degree has brought us to here HCC, because there was no real fulfillment in our various jobs. The benefits from having a college education are manifold and range from jobs satisfaction, higher earning potential, and healthier life style choices. With the advances in technology, many of today’s jobs now require more than a high school education or trade skills. Success in the workforce is increasingly defined by the ability to think critically, manipulate a computer, and to work collaboratively in a teaming environment. Today’s college education develops these abilities, providing individuals with invaluable business and personal skills and knowledge, as well as opening the door to better career opportunities and increased earning power. Having a college degree is linked to higher pay. People with a higher level of education are more satisfied in their jobs than people who only have a high school diploma. For example, in 2012 the median of earnings for young adults with a bachelor’s degree was $46,900, while the median was $22,900 for those without a high school credential and $30,000 for those with a high school credential. In other words, young adults with a bachelor’s degree earned more than twice as much as those without a high school credential (105 percent more) and 57 percent more than young adult high school completers. (National Center for Education Statistics website). One of the biggest arguments against a college education is not being able to  go work when you turn eighteen. Many people believe that this will cause them to fall behind and not be able save up enough money. A college education will let you â€Å"skip the line† and start working with better jobs, in better places, with better conditions, and on top of that, the unemployment rates for high school graduates have increased to 8.1% in the last year (â€Å"Value of a Degree†). The bottom line is that better jobs come from a better education. College education will help in making good choice and have a healthier life style. Apparently those with a college education are more likely to live healthier lifestyles, with fewer incidences of smoking and obesity. The gap between smoking rates of those with high school diplomas and those with four-year degrees has risen from 2 percentage points in 1962 to 17 points in 2012. College-educated adults of all ages, and their children, are also less likely to be obese. In addition, mothers with higher levels of education spend more time with their children, regardless of whether they are employed or not (â€Å"Top Universities†). Also in the other hand, according to Malcom X â€Å"Education is the passport to the future, for tomorrow belongs to those who prepare for it today.† The Luck of education is a serious problem today. Some effects include illiteracy and increased drop rate, this is also leads to have a trouble finding work. It is difficult to see the exact value of your education in the beginning. However, finishing high school is an asset that everyone with the opportunity should take full advantage of. Just finishing high school opens up some doors, but not many. On the contrary, not going to school can result in higher unemployment and therefore a means for extra burden on the society. You can see from the chart that there is a dramatic difference between what a person will be paid with a diploma and as a college graduate. According to the chart a college graduate can bring home nearly fifty-percent more than a person with a high school diploma. Higher education opens up opportunities for people. It gives student the experience and the confidence that they will be able to use in many life situations. Attending college gives students opportunities to express themselves and to learn about other people and their ideas Although college isn’t for everyone, everyone should at least give it a try. By going to college you learn to become independent, you go into the race for bigger, safer, better jobs, and you make more money on the other side. If you are given the opportunity to go to college, you should take advantage of it. You might even find out that you like it. The college experience is both academic and practical. College gives us a great opportunity to grow intellectually and gives us a chance to mature.

The Public Health Campaigns Health And Social Care Essay

Even though the relationship between cervical malignant neoplastic disease and sexual activity has proved by surveies to be near and the function of the HPV virus in the development of cervical malignant neoplastic disease is well-known, the reviewed articles showed that there have n't been emphasized plenty by the public wellness runs ( Waller, McCaffery and Wardle 2004 ) . Specifically in the NHS, the information provided is limited. Some surveies demonstrated that the medical cusps highlight the taking behavioural hazard factors such as the early age of first intercourse, the high figure of sexual spouses or the deficiency of usage of rubbers, nevertheless, the relationship between a sexual transmitted virus and cervical malignant neoplastic disease is n't presented clearly ( Waller, McCaffery and Wardle 2004 ) . Sexual activity of adolescents could be characterized as either a milepost of their development or a field of unsafe behaviour. During pubescence, gender becomes active as adolescents experiment, seeking for ‘sexual individuality ‘ . Merely one article ( [ 13 ] ) refering Greece high spot that to day of the month Greece competes with the highest abortion incidence rates worldwide and sexually transmitted diseases are the most common public wellness job among striplings. The deficiency of information on how to protect themselves for unintended gestation of STIs could be ruinous ( Iliadou and Palaska 2008 ) . Harmonizing to this survey, sexual instruction is limited and unsatisfactory among striplings in Greece because conservative positions claim that sexual wellness instruction shows new patterns to the immature people which otherwise they would n't follow. Specifically the chief beginnings of information on contraceptive method are friends ( 66 % ) , household ( 60 % ) a nd books or magazines ( 59 % ) whereas the wellness professional apply merely the 3.3 % of the replies ( Iliadou and Palaska 2008 ) . Contrary to the immature Greek population, research workers examined striplings of other states such as Denmark and they concluded that they have equal cognition on how to protect themselves while adult females and work forces are considered every bit responsible for the transmittal of STIs ( Mortensen 2010 ) . In add-on, most surprising is that besides the UK provides limited cognition on the STIs and HPV infection in both work forces and adult females. Five of the surveies ( [ 20 ] , [ 30 ] , [ 31 ] , [ 32 ] , [ 33 ] ) provided studies which proved that 67 % of the people responded that ‘many sexual spouses ‘ is a major cause of cervical malignant neoplastic disease whereas merely 31 % replied ‘viruses or infection ‘ . Merely 1 % of the respondents answered that HPV virus is a causal factor of cervical malignant neoplastic disease ( Waller, McCaffery and Wardle 2004 ) . The same surveies demonstrated that the form of cognition seems to divert across different age groups. For illustration, adult females of 55-64 old ages old are most likely to cognize hazard factors such as the sexual activity and holding many sexual spouses. On the other manus, younger adult females of 16-24 old ages old and people holding hapless instruction showed the lowest consciousness of the hazard factors ( Waller, McCaffery and Wardle 2004 ) ( Wardle, et Al. 2001 ) . This study raises the inquiry on the cognition British adult females have, sing the sexual behaviour. Furthermore, the overall cognition on sexually transmitted infections ( STI ) is surprisingly low among pupils. British female pupils were familiar with the smear trial as a preventative cervical malignant neoplastic disease testing step and they replied that they had ne'er considered themselves to be examined but they expressed an involvement in the HPV vaccinum. On the other manus, work forces were n't certain what smear trial is ( Martin, et Al. 2011 ) . Hence, what is revealed is that the recent high cervical malignant neoplastic disease incidence rates are the result of a wellness instruction system where the cognition of the sexual behaviour is limited and it is n't concentrated on the self-management and the subject of the organic structure. All these findings, in add-on to the 14 % increased incidence rates in the last four old ages ( Cancer Research UK, 2012 ) demonstrate that the current wellness instruction peculiarly in school-based undertakings in the UK is hapless and one-sided. It focuses largely on the unintended gestation and contributes to the position that sexual wellness is merely adult female ‘s duty. These surveies ( [ 30 ] , [ 32 ] , [ 33 ] ) show that school based programmes in the UK fail to understand that betterment of misbehaviour is required to set up self-discipline. Alternatively, these school-based programmes should intent to increase the cognition of the adolescences to supervise themselves, produce the consciousness of the hazard factors and make the sense of personal duty in take parting on a regular basis in the showing trials. Hence, wellness instruction would finally make adept disciplined organic structures. This manner, the organic structure becomes cardinal. The construct of bio-po wer is placed to exert non merely the organic structure but besides the psyche. For that ground, there was ever been a argument on whether the UK should present unfastened treatments about sex in a school-based programme and educate adolescents on proper sexual behaviour and their engagement to testing trials in order to cut down the sexually familial infections ( Martin, et Al. 2011 ) . Overall, it is dismaying that most people in Britain consider household medical history as most noteworthy factor for cervical malignant neoplastic disease than the infection by STIs ( Waller, McCaffery and Wardle 2004 ) . However, acceptance and execution of wellness instruction programmes outside school, has been a topic of research. Contrary to what Nettleton claims there is besides the belief provided chiefly by Annemarie Mol that wellness instruction of public wellness is n't adequate to do people move rationally and give up unhealthy life styles. Public wellness runs are accused for being really general and that they address the full population without taking into consideration the differences among people ‘s wellness position and the stipulations for disease. Every educational run focuses on the population as a entire and as all being equal and they do n't acknowledge that when the educational programmes address the whole population, there is a portion of it, that ca n't hold entree to the healthy life style they suggest and people do n't see themselves reflecting in this state of affairs ( Mol 2008 ) . Furthermore, gender is a sensitive field that most adult females feel uncomfortable and diffident to discourse about publically. Any public statement that emphasizes on the nexus between cervical malignant neoplastic disease, sexual activity and smear trial, sounds to be about the adult female ‘s ‘ ain gender ( Braun and Gavey 1999 ) . This is the ground why the wellness instruction even in public wellness runs should be targeted to specific age groups. School is a promising manner. Harmonizing to the undermentioned surveies ( [ 20 ] , [ 30 ] , [ 31 ] ) school is the lone establishment in our society where many immature people attend before their first intercourse. Given proper and sufficient wellness instruction, it is cardinal that the self-management of the adolescences is improved and the informed pick is activated. Health instruction finally creates to the adult females the sense of power and subject on their ain organic structure. Self-discipline is considered as a moral behaviour which is motivated by intrinsic factors. The school-based programmes aim to better these factors and make a sense of cognizing ego and lead to active agents of the society where people control themselves unconsciously ; that is, school- based programmes create what Foucault has defined as docile organic structures. Harmonizing to su rveies conducted in the '90s and 2000, there is no grounds that sexual instruction increases the sexual activity. Alternatively, the sexual instruction specifically in school-based programmes delays the first intercourse, increases the usage of prophylactic methods and reduces the figure of sexual spouses ( Kirby, et Al. 1994 ) ( Dolan Mullen, et Al. 1995 ) ( Iliadou and Palaska 2008 ) . Most significantly, through the wellness instruction course of study there were important positive consequences sing the decrease of unhealthy wonts ( Glanz, Rimer and Viswanath 2008 ) ( Dolan Mullen, et Al. 1995 ) such as smoke, and a important addition in the inoculation rates. In add-on, in the 1980s research surveies was found out that among simple and secondary school kids, wellness instruction really improved kids ‘s wellness attitude and behaviour ( Dolan Mullen, et Al. 1995 ) . Therefore, it is a great chance to turn to wellness instruction programmes particularly sing the decrease of hazardous sexual behaviour ( Kirby, et Al. 1994 ) and the regular engagement in diagnostic trials because most HPV instances are reported in immature ages of 20-24 old ages old. There are many ways to believe that public policy can forbid hazardous activities and advance healthy manner of life. Recreation countries and rigorous nutrient statute law are some public intercessions Mol suggests through which, people can switch into rational mundane wonts ( Mol 2008 ) . Information runs on the HPV inoculation is another 1. Some articles consider Denmark as a important illustration that makes a important attempt since the debut of the HPV vaccinum in 2006, to educate the female population with HPV information runs. These runs are concentrated on the safety, the cost, the efficiency and possible side effects of the vaccinums ( Mortensen 2010 ) . Besides, in the same model, the two vaccinum makers organized a media-based run meaning to inform the female population on the benefits of the inoculation ( Mortensen 2010 ) . The engagement of adult females in these events can increase their cognition on the disease and the possible hazard factors and they can do informed picks on showing or inoculation. Not surprisingly, in most of the developed states the cervical malignant neoplastic disease testing system is advanced, nevertheless as surveies show, adult females still develop cervical malignant neoplastic disease ( Bosh and Harper 2006 ) . So, primary bar has a double function ; in the first topographic point, the end of the wellness instruction is to supply information through a non-threatening, easy and accessible manner and raise the consciousness of persons about organic structure care and lifestyle alteration to forestall disease through assorted programmes. Through nonsubjective and progressive information, people can go rational histrions for them and they can acknowledge easy the hazard factors and the dangers of specific activities. For illustration, research analyzing the attitude of adult females and parents for the HPV vaccinum demonstrated that given the right information on the safety and efficaciousness of the vaccinum, they promote its usage ( Raffle, 2007 ) ( Bun n 2008 ) . Hence, a wide and complete educational programme is indispensable to trip an informed pick. Most of the articles pointed out that it is cardinal that adult females have the ability to do their ain wellness picks. Additionally, another end of the wellness instruction is to stress the personal duty for wellness and promote the engagement of adult females on wellness services ( Scambler 2005 ) . Women should experience that go toing the cervical malignant neoplastic disease testing scrutinies is a personal determination. In Western societies, people are an ideal illustration of docile organic structures as they are encouraged to take attention of their organic structure through preventative interventions and they are induced to command their wellness. Namely, protection of their organic structures is a portion of their duty as being members of the society ( Braun and Gavey 1999 ) ( Petersen and Lupton 2000 ) . As Mol agrees, it is better to promote people to take part in suc h intercessions instead than compel them ( Mol 2008 ) . No power system has of all time survived with the fright and coercion as the lone arms.

Start UP Strategy Thesis

These units aim to find a scalable and repeatable business model in markets where huge demand is predicted (Steve Blank, 2010). In case of not finding such a demand or not being able to supply – these companies burn all capital and close in a long run. Secondly vast majority of start-ups aim to go internationally. Otherwise business model is hardly scalable and it cannot attract capital in the future. Coddle general info Coddle is a data start-up company which owns a product applicative. Com. It is a website which seeks to provide life quality information for citizens.People who seek to know more of their neighborhoods type their address and easily find information such as crime rate, pollution, average income, etc. Also it is really handy for people who search an apartment to rent. Data is linked to a website using free governmental sources. At the current moment company operates in Lithuania, Germany (Berlin), USA (New York, Confiscator, Chicago, LIKE (London). In upcoming o ne year they plan to cover all cities in USA and then go to Europe. One year ago they raised kick ERR capital for a product development.Now they are searching 1 million ERR capital which will be used for marketing and expansion operations. Most investors provide capital for start-ups with well-crafted strategies and business plan. Unfortunately Coddle doesn't have a strategy and doesn't know what factors determine growth of a start-up. Determination of a growth strategy became an important matter which will help to distribute last capital, raise new one and show direction for a company. Bachelor thesis purpose Research problem: how start-up companies should grow in a client base and eased capital.Aim of the thesis: To investigate what determines successful growth of a start-up company in areas of clients base and capital raised. Objectives of the thesis: Analyze internal and external environment of a Coddle start-up Conduct an help to craft a strategy, raise capital and distribute c urrent capital Research methods: Qualitative research using semi formal interviews with industry experts. Secondary data analysis and literature review. Practical value of the thesis: Start-ups with well-crafted strategies manage to grow and raise capital. Coddle has a shortage of capital and no strategy.This thesis will help them to set a right direction for a company, understand focus elements which enables growth and raise capital. Logical sequence of the thesis: 1 . Situational analysis. Internal and external analysis with a secondary data using PESTLE, 5 porter forces, market segmentation and attractiveness, competitors analysis, STOW. Defining crucial factors for company ‘s expansion 2. Qualitative research using semi-formal interviews. Interviewing people from successfully growing start-ups 3. Analysis primary and secondary data. Finding key factors which determine successful growth a start-up company 4.Making conclusions and providing recommendations for the company Si tuational analysis General information about company: I-JAB Coddle launched in 2012 is a start-up company which focus on providing neighborhood information for people worldwide. Concept is simple company has created a website which is like a search engine for addresses. Visitors enter a website, enter an address and click search. After few moments website presents neighborhood information linked to that address. It can be air pollution, crime rate, average real estate prices, near bus-stops and much more. In addition to that company has developed â€Å"Life-Quality† index which takes into account all available data sets and presents it in one numerical value. For example address 139-008 85 Drive, Queens, New York has a life quality index of 66/100. Data to the website is coming from open governmental data sources. Applicative. Com is in a beta phase and operates in cities: London, Berlin, Chicago, San Francisco, and New York. Company has ambitious plans to be present in every city worldwide. In order to reach their ambition company has raised kick euros of capital. Most of that capital went for product development but at the moment website slowly darted building its own visitors base.Company is investing to both: product and marketing. Also they are searching for a second investment which would be somewhere around 1 million euros and used for rapid business growth. Product itself is in introduction product life cycle phase. Figure 1 Organizational structure Of the company At the moment company has zero revenues and they are living out of raised capital. Business model start-up has planned is BIB. There is no way to monotone in BBC since a website is absolutely free. For BIB there are two options: 1 . Sell advertising place in a website for real estate companies relied 2.Sell Life-Quality Index badge as API (application programming interface) integration for real estate websites or customized API with neighborhood data Coddle has worldwide Website was la unched in July and now it has approximately 6200 unique visitors. In upcoming year planned growth is 100 000 unique visitors. Coddle has 2 two BIB clients which have integrated Life-Quality badge to their websites. Badges were given for free in order to test a product and collect feedback. In the end of the year plan is to have at least 30 BIB partners which use our badge for free. In late 201 5 plan s to charge 70$ per month for badge integration.Table 1 Size of the market Chicago New York San Francisco BBC (website visitors) 2,35 million 7,31 million 0,73 million BIB 900 1 500 2400 List of small competitors: 1 . Bootlace. Com 2. Foundation. Com 3. Ravishes. Com The largest competitor is walkover. Com which is launched in 2007 and already for more than 7 years. They are operating in whole United States including cities where we are. They have more than 30,000 BIB clients and 1 , 200,000 site visitors each month. Concept of their business is similar to Coddle. They have a website Wi th address search engine.Visitors and check- p any address in USA and get neighborhood information plus walkabout index which is a summary of various place distances in one number (similar to Life-Quality index). BIB business model they are using is same as we planned – sell API integrations for real estate websites. Management of the company Company s structure is small, communication chain is short and they don't huge product portfolio. Therefore management style CEO uses it quite simple and unstructured. They have weekly meetings to check week ; s performance and set new goals for an upcoming week. Company plans work for no more than 1 month to the future.Sometimes CEO has unstructured individual meetings with employees to discuss on going assignments. Interns are being managed by a full time working person in a marketing field. Interns receive assignments from CEO and marketing person. Company does not use any theoretical methodology such as agile project management, lean or other start-up management techniques. Macro-environmental analysis Political factors. Open data movement which started in USA in 2007. Scientists Of LISA realized that government has collected a lot of various data of the country. Data is being collected simply monitoring governmental sector recesses.This type of a data is a great way to improve overall human knowledge base and help to understand word's complexity. Scientists have encouraged governments to open free data portals where data would be available for everyone (Joel Curing, 2014). In USA it is be data. Gob and even cities have their own data websites like New York mentioned before. EX. as well is establishing large open data infrastructures. Only because of this trend Coddle had a chance to develop such a product. Economic factors. Our BIB product is for real estate industry therefore if industry is growing that means hey have better incentives to innovate current situation.Real estate industry has 13% GAP of total US A GAP and they are steadily growing over the last five years. Even after real estate crisis in 2007 they kept growing. In addition to that key websites in USA real estate sector such as Zillion or Trivial invest several millions each year for neighborhood data. Data is being displayed in their websites and customers have better overview of a property. To compare with European real estate websites there is a big difference. Most of the largest websites in Europe do not display any neighborhood information ND keep simple search engine for a property.Secondly there is quite high competition in LISA real estate websites market and company are willing to invest decent amount of resources for better display of neighborhoods and local areas. Our website visitor has synergy points with real estate sector as well. Most of applicative. Com website visitors are people who are searching to buy/rent a new property. They are actively searching local area information. Growing real estate industry means more renting or purchasing and more people seeking information which our website provides. Social factors.Due to gig rates of obesity (Rulers, 2014) in USA we have new emerging trend – healthy life style. It is already for several years and growing even more. Demand for health friendly or environmental friendly products has increased. We can see examples like a Greek Yogurt since 2010 dominated USA Yogurt market. It is a Yogurt which is considered to be healthier choice. It has less fats and more protein. Other sectors specializing in healthy life style has grown. Technological factors. Current IT technology allows us easily link data from governmental websites to our which makes all start-up possible.Even annuity of a data is high but website can be well optimized and user friendly. Secondly to build a data crawlers (robot which scans websites and extracts data) has become much easier. One IT programmer can do it. Governmental institutions do not provide all data there fore company has to search for a new ways to collect it. Internet has decent amount of in depended catalogues like http://move. Yellowness. Com. Internet crawler can be cost effective solution for data extraction. Scrounging trend which started in 2006 has enabled companies to outsource difficult tasks for crowds.For example such platforms like Amazon Turks can be used for data testing or processing. Also using scrounging methods are great way to collect data. There are even successful companies which us mainly crowd sourced data (data which is voluntarily entered by a user) – Google maps, tomato GAPS maps (Stuart Dredge, 201 1). Environmental factors. In USA media is actively talking about pollution, crime and more topics related to neighborhood lifestyles. People have increased awareness that living environment is reflected in their quality of life. We have articles like â€Å"top 10 cities to live† or â€Å"best neighborhoods of New York†.At the current momen t people have higher interested in their living environment especially demographics young families. Legal factors. Coddle is registered in Lithuanian Republic therefore they are accountable to Lithuania law. So far company has no revenues and they don't need to pay income tax, but in the future they will face 15%. Since they are online business it is way much easier to overcome political barriers and change markets if it is needed. Also they don't need to pay value added tax because all product purchases are made online. Besides that company needs to pay tax for their employees which is 30% from their salaries.Risk analysis Cross-cultural risk. Since Americans are native English speakers there is a quit high risk of miscommunication or misunderstanding. Lithuanian can speak English but to communicate with American is harder. Also it is harder to compete from sales perspective. At the moment start-up tried to find BIB clients via Cold Calls, Linked, emails. It is a challenge to effec tively communicate a message for potential customer. Local company can do it much easier. Also American culture is a entrepreneurial and sales culture and most of business representatives are good in that (The Economist, 2009).Company s odds are getting lower when you need to complete with better business in better ecosystem. Commercial risks. Even the product is new in Europe but is not in ASSAI. They are 5 years ahead in usage of big data, especially in real estate industry. Market itself has some strong players such as walkover for more than 5 years. To outperform locals which already have a strong position makes a threat for Coddle strategic expansion. Financial risks. Every time when start-up sells a badge marginal costs are nearly to zero. Also online business doesn't have a lot of physical assets.USA currency s really Strong and has well establishes finance trading infrastructure with ERR. There are not so many major financial risks besides one – raising a capital. Sin ce Coddle is a start-up purely funded by a venture capital there is a huge risk of not raising a capital. Now company is trying to raise 1 million dollars and it is hard to predict what are the odds without trying. Country risk. No major country risks as well. USA is actively promoting online businesses and open data portals. Competitor analysis Ta able 2 Total Segment A – large real estate websites Medium real estate companies Segment BSegment C- Individual brokers Segment D accommodation websites Total market size (Units and/or dollars) 14 million dollars 20 (0%) 20,000 (10%) 180,00 (90%) 15 (0%) Share Now Sought in Three Years 25% Largest Competitor Today/Future Your Relative Share Walkover Coddle product is in pure introductory stage there they have nearly O market share. Also from the table we can judge that segment A and D might be not relevant but that is not true. Due to product specific these are main segments where company should focus. Reason is simple – eve ry API integration with a large website is linking their visitors to our website.

Maceda and Recto Law Essay

These two laws are relevant and are very often the issue of many court cases. Both laws govern the sale of property by installments. The Recto Law, which forms part of the Civil Code, covers installment sales of personal property while the Maceda Law governs installment sales of real property. The Recto Law The Recto Law comprises Articles 1484 to 1486 of the Civil Code. It was added to the Civil Code to prevent abuses in the foreclosure of chattel mortgages, such as when mortgagee-creditors foreclosed mortgaged property, bought them at a low price (on purpose,) then prosecuted the mortgagor-debtors to recover the deficiencies. In the event a buyer of personal property defaults by failing to pay two or more of the agreed installments, the seller can do any of the following: 1.) Demand that the buyer pay (a.k.a. specific performance) 2.) Cancel or rescind the sale 3.) Foreclose the mortgage on the property bought (if there ever was a chattel mortgage) Regarding no. 3, this happens when a person takes a loan to buy something and he mortgages the thing he bought to ensure the creditor that he will pay the loan. Remember: If you choose one remedy, you can’t choose the others. These remedies, believe it or not, are also available to the buyer. You also can’t use all or any of them at the same time. The Recto Law also won’t apply to a straight sale (i.e. a sale where there is a downpayment and the balance is payable in the future in a single payment only.) The seller can also assign his credit to another person, making that person the new creditor. If the buyer refuses to surrender the items to the seller, he becomes a perverse buyer-mortgagor. When that happens, the seller can recover expenses and attorney’s fees. The Recto Law also covers leases with the option to purchase. The Maceda Law The Maceda Law, RA 6552, is the real estate equivalent of the Recto Law. Like the Recto Law, it also covers financing of sales of real property (which is why mortgages also come in.) It doesn’t apply,however, to the following sales: 1.) Industrial lots 2.) Commercial buildings and lots 3.) Lands under the CARP Law Depending on when the buyer defaults, there are two (2) possible scenarios: if the buyer paid at least two (2) years’ installments and if the buyer paid less than 2 years’ installments. If the buyer paid less than 2 years’ installments and defaults, he is given a grace period of sixty (60) days starting from the date of his last installment to resume paying. This period can be increased by the seller. If after the grace period the buyer still can’t pay, the seller must make a notarial demand to cancel the sale. The cancellation becomes effective thirty (30) days after the buyer was notified. So it’s possible that the buyer could be notified two months after the 60-day period and then the 30-day period will begin. If the buyer paid at least two years’ installments, the buyer can pay the unpaid balance without interest. The grace period is computed at one (1) month per year of installment payments. It also begins from the time the buyer paid his last installment. The grace period can be used only once every five (5) years of the sales contract’s life -including its extensions. So it’s possible to have a grace period of a year if the buyer had been  paying his installments faithfully for 12 years. Once the buyer chooses to use the grace period, he can’t get it again until another five years are over. If the seller wants to cancel the sale, he has to refund the buyer of 50% of the actual payments. If the buyer paid more than five years’ installments another 5% for every year is to be added to the refund, but only up to 90% of the total payments made. The payments mentioned here include the downpayment, options and deposits. The refund is made in this way: if the buyer paid more 2 to 5 years’ installments, he can get back 50% of the cash surrender value. If he paid for more than 5 years, he can get the 50% plus 5% per year up to 90%. The buyer is also allowed to make advanced payments, or even the full price, without interest. He can also assign his rights to another person, making that person the new buyer, but he can only do that with a notarial deed of sale assignment. The Maceda Law cannot be used by a real estate developer (see here.) It also cannot be used by the highest bidder in foreclosure proceedings. REPUBLIC ACT NO. 6552 REALTY INSTALLMENT BUYER PROTECTION ACT AN ACT TO PROVIDE PROTECTION TO BUYERS OF REAL ESTATE ON INSTALLMENT PAYMENTS Section 1. This Act shall be known as the â€Å"Realty Installment Buyer Act.† Sec. 2. It is hereby declared a public policy to protect buyers of real estate on installment payments against onerous and oppressive conditions. Sec. 3. In all transactions or contracts involving the sale or financing of real estate on installment payments, including residential condominium apartments but excluding industrial lots, commercial buildings and sales to tenants under Republic Act Numbered Thirty-eight hundred forty-four, as amended by Republic Act Numbered Sixty-three hundred eighty-nine, where the buyer has paid at least two years of installments, the buyer is entitled to the following rights in case he defaults in the payment of succeeding installments: (a) To pay, without additional interest, the unpaid  installments due within the total grace period earned by him which is hereby fixed at the rate of one month grace period for every one year of installment payments made: Provided, That this right shall be exercised by the buyer only once in every five years of the life of the contract and its extensions, if any. (b) If the contract is cancelled, the seller shall refund to the buyer the cash surrender value of the payments on the property equivalent to fifty per cent of the total payments made, and, after five years of installments, an additional five per cent every year but not to exceed ninety per cent of the total payments made: Provided, That the actual cancellation of the contract shall take place after thirty days from receipt by the buyer of the notice of cancellation or the demand for rescission of the contract by a notarial act and upon full payment of the cash surrender value to the buyer. Down payments, deposits or options on the contract shall be included in the computation of the total number of installment payments made. Sec. 4. In case where less than two years of installments were paid, the seller shall give the buyer a grace period of not less than sixty days from the date the installment became due. If the buyer fails to pay the installments due at the expiration of the grace period, the seller may cancel the contract after thirty days from receipt by the buyer of the notice of cancellation or the demand for rescission of the contract by a notarial act. Sec.   5. Under Section 3 and 4, the buyer shall have the right to sell his rights or assign the same to another person or to reinstate the contract by updating the account during the grace period and before actual cancellation of the contract. The deed of sale or assignment shall be done by notarial act. Sec.  6. The buyer shall have the right to pay in advance any installment or the full unpaid balance of the purchase price any time without interest and to have such full payment of the purchase price annotated in the certificate of title covering the property. Sec. 7. Any stipulation in any contract hereafter entered into contrary to the provisions of Sections 3, 4, 5 and 6, shall be null and void. Sec. 8. If any provision of this Act is held invalid or unconstitutional, no other provision shall be affected thereby. Sec. 9. This Act shall take effect upon its approval. Approved: August 26, 1972 Source: http://www.foreclosurephilippines.com/2011/04/maceda-law-full-text-ra-6552.html#ixzz2WU4VzLe8